FDIC-Insured - Backed by the full faith and credit of the U.S. Government

What is a Variable Rate?

Interest, expressed as a percentage, charged on debt that can fluctuate with time, typically pegged to an underlying index, such as the U.S. prime rate.

Related Terms

Articles

A selection of credit cards with a large percentage sign represents how credit card interest rates work.

Tue Aug 26 2025

How Do Credit Card Interest Rates Work?

Most of us like interest when earning it, but not when paying it. Some strategic financial moves will help you minimize or avoid these charges.

What Is APR on a Credit Card?

APR is just of those endless financial acronyms and intitialisms. Find out what a credit card APR is, how it works, and why it matters.

Your request is being processed.

Please wait.

What is a Variable Rate?

Related Terms

Articles

How Do Credit Card Interest Rates Work?

What Is APR on a Credit Card?