
Thu Jul 24 2025
The Benefits of Using Credit Cards Over Debit Cards
Credit cards and debit cards look and act a lot alike. So what are the benefits of using credit cards over debit cards?
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That store credit card you’re thinking about opening—you know, the one the sales clerk says will save you 20% off today’s purchases—may not be as good a deal as you think. While there are definitely upsides to having a store credit card, there are downsides you should consider as well before saying “yes” to that persuasive clerk.
![Department Store Credit Cards [Infographic]](/content/dam/cob-corp-acquisition/images/articles/2021/11/Dept_Store_Credit_Card_Infographic.jpg)

About the author:
Sean P. EgenAfter realizing he couldn’t pay back his outrageous film school student loans with rejection notices from Hollywood studios, Sean focused his screenwriting skills on scripting corporate videos. Videos led to marketing communications, which led to articles and, before he knew it, Sean was making a living as a writer. He continues to do so today by leveraging his expertise in credit, financial planning, wealth-building, and living your best life for Credit One Bank.

Thu Jul 24 2025
Credit cards and debit cards look and act a lot alike. So what are the benefits of using credit cards over debit cards?

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