
Wed Apr 29 2026
Using a Secured Credit Card To Build Credit
Once you know how to use one strategically, a secured credit card can be one of the best ways to build your credit.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Author: Sean P. Egen
March 30, 2021

Unsecured and secured credit cards are the two main types of credit cards. This infographic by Credit One Bank highlights the differences and similarities between the two.

If you’re ready to apply for an unsecured credit card of your own, see if you Pre-Qualify for a Credit One Bank credit card. It takes less than a minute and won’t harm your credit score.

About the author:
Sean P. EgenAfter realizing he couldn’t pay back his outrageous film school student loans with rejection notices from Hollywood studios, Sean focused his screenwriting skills on scripting corporate videos. Videos led to marketing communications, which led to articles and, before he knew it, Sean was making a living as a writer. He continues to do so today by leveraging his expertise in credit, financial planning, wealth-building, and living your best life for Credit One Bank.

Wed Apr 29 2026
Once you know how to use one strategically, a secured credit card can be one of the best ways to build your credit.

Mon Sep 23 2024
A secured credit card is easy to obtain and can substantially improve your credit score when used correctly. However, it is important to understand how they work and how to use them

Mon Jul 06 2020
A secured credit card is a good way for those with little or no credit history to build credit. But there’s one major difference between a secured and an unsecured, or traditional,