Your request is being processed.

Please wait.

<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/topics/budgeting","bottomArticles":[{"date":"Wed May 26 00:00:00 PDT 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/05/05262021_Staying Motivated to Pay Down Debt Article R1.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","previewDescription":"Maybe you recently lost your job or had an emergency pop up. Or you were busy trying to keep up with the Joneses and, before you knew it, you\u2019d accumulated significant debt. No matter what may have led to the current state of your finances, know that it is possible to reduce your debt and get them back on track.","title":"How to Stay Motivated to Pay Down Debt","pagePath":"/articles/how-to-stay-motivated-to-pay-down-debt","imageAlt":"Staying Motivated to Pay Down Debt","tags":["creditonebank:FinancialPlanning","creditonebank:CreditEducation","credit-one-central-topics:debt","credit-one-central-topics:budgeting","creditonebank:PersonalFinance"]},{"date":"Fri Mar 26 16:03:00 PDT 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/03182021_Stop Living Paycheck to Paycheck Article.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","subtitle":"Tips for breaking out of the paycheck-to-paycheck cycle.","previewDescription":"If you\u2019re putting off writing the check for your rent or mortgage, paying your bills, or even buying food until your next paycheck, then you\u2019re probably living paycheck to paycheck. The good news is that, so long as your paychecks cover your expenses, you\u2019re technically living within your means. The bad news is that it can be difficult to get ahead this way, and an unexpected expense or sickness, injury, or job loss could quickly derail things.","title":"Stop Living Paycheck to Paycheck","pagePath":"/articles/stop-living-paycheck-to-paycheck","imageAlt":"How to Stop Living Paycheck to Paycheck","tags":["credit-one-central-topics:budgeting","credit-one-central-topics:debt"]},{"date":"Thu Mar 25 00:00:00 PDT 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104429 COC_38_103648_Jump Starting Better Financial Habits During COVID.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/tracy-scott/jcr:content/data/master","previewDescription":"Whether you\u2019re still hunkered down in your home or just spending less time out and about since the coronavirus pandemic, chances are you\u2019ve found yourself with some time to kill. And you can only binge watch so many movies and television series. So, if you\u2019re not using this newfound time to learn a new language or work on your great American novel, why not use some of it to develop something that may actually pay off once things get back to normal?\u2026.whatever \u201cnormal\u201d turns out to be. Why not take this opportunity to begin developing better financial habits?","title":"Using the COVID-19 Quarantine to Develop Better Financial Habits","pagePath":"/articles/using-the-covid-19-quarantine-to-develop-better-financial-habits","imageAlt":"Developing Better Financial Habits During the Coronavirus Pandemic","tags":["creditonebank:FinancialPlanning","creditonebank:PersonalFinance","credit-one-central-topics:budgeting"]}],"authorArticlesMobile":[],"topArticles":[{"date":"Tue Sep 13 00:00:00 PDT 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/09/220628_SEO_LinkBuildingHeaderImages_IP_IR2.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jim-holborow/jcr:content/data/master","previewDescription":"Since these generations are firmly in adulthood and making grand financial decisions, it is important to understand their money management habits, as it will allow for better predictions of financial trends. An understanding of these trends can benefit individuals, businesses, and even government bodies. ","title":"How Millennials and Gen Z Handle Their Money","pagePath":"/articles/how-millennials-and-gen-z-handle-their-money","imageAlt":"A young person with pink hair smiles as they hold their credit card up with one hand while pointing to it with the other.","tags":["credit-one-central-topics:financial-tips","creditonebank:LifeEvents","credit-one-central-topics:budgeting"]},{"date":"Fri Sep 09 00:00:00 PDT 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/09/220628_SEO_LinkBuildingHeaderImages2_IP_R1.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jim-holborow/jcr:content/data/master","previewDescription":"According to the U.S. Census, 30% of single parents live below the poverty line. For a family of three, this means making under $21,960 per year. This is why it\u2019s so important for single parents to create smart money habits in their everyday lives. By implementing the right habits, single parents can make a happy and comfortable life for themselves and their children.","title":"Money Management Guide for Single Parents","pagePath":"/articles/money-management-guide-for-single-parents","imageAlt":"Mother smiling while working on finances with kid playing on tablet.","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","creditonebank:LifeEvents","credit-one-central-topics:budgeting","creditonebank:PersonalFinance","credit-one-central-topics:building-credit"]},{"date":"Fri Sep 09 00:00:00 PDT 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/09/220628_SEO_LinkBuildingHeaderImages1_IP_R1.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jim-holborow/jcr:content/data/master","previewDescription":"For couples who are going through a separation, the process can be overwhelming, and cause a significant impact on their mental health as well as their financial stability.","title":"Tips for Healing Yourself (and Your Finances) After Divorce","pagePath":"/articles/tips-for-healing-yourself-and-your-finances-after-divorce","imageAlt":"Financially Recovering From Divorce | Credit One Bank","tags":["credit-one-central-topics:financial-tips","creditonebank:LifeEvents","credit-one-central-topics:budgeting","credit-one-central-topics:building-credit"]}],"lastPageNumberMobile":0,"currentPageNumber":6,"lastPageNumber":7,"articlesTopics":["financial tips","building credit","debt","budgeting"],"currentPageNumberMobile":6}"/>

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Accept Mail Offer
See If You Pre-Qualify
For What's Ahead
Customer Service

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Home
Blank

Budgeting

A young person with pink hair smiles as they hold their credit card up with one hand while pointing to it with the other.

How Millennials and Gen Z Handle Their Money

Since these generations are firmly in adulthood and making grand financial decisions, it is important to understand their money management habits, as it will allow for better

Mother smiling while working on finances with kid playing on tablet.

Money Management Guide for Single Parents

According to the U.S. Census, 30% of single parents live below the poverty line. For a family of three, this means making under $21,960 per year. This is why it’s so important for

Financially Recovering From Divorce | Credit One Bank

Tips for Healing Yourself (and Your Finances) After Divorce

For couples who are going through a separation, the process can be overwhelming, and cause a significant impact on their mental health as well as their financial stability.

Staying Motivated to Pay Down Debt

How to Stay Motivated to Pay Down Debt

Maybe you recently lost your job or had an emergency pop up. Or you were busy trying to keep up with the Joneses and, before you knew it, you’d accumulated significant debt. No matter

How to Stop Living Paycheck to Paycheck

Stop Living Paycheck to Paycheck

If you’re putting off writing the check for your rent or mortgage, paying your bills, or even buying food until your next paycheck, then you’re probably living paycheck to

Developing Better Financial Habits During the Coronavirus Pandemic

Using the COVID-19 Quarantine to Develop Better Financial Habits

Whether you’re still hunkered down in your home or just spending less time out and about since the coronavirus pandemic, chances are you’ve found yourself with some time to kill.

Credit Cards

Browse Credit Cards
See If You Pre-Qualify
Accept Mail Offer
Application Status

Deposits

Jumbo Deposit Products
High-Yield Jumbo CD
Bump Up Jumbo CD
High-Yield Savings

Support

FAQs
Contact Us
Accessibility
Keys to Credit

About Us

Company
Partnerships
Community
Careers
Testimonials

Credit One Bank Mobile App

Privacy
Terms of Use
Security & Fraud
Card Agreements

© 2026 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.