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<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/topics/credit-report","bottomArticles":[{"date":"Thu Sep 19 11:13:54 PDT 2019","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104429 COC_20_Hard Inquiries Vs Soft Inquiries.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"When a potential creditor looks at your credit reports to help them make a lending decision, it is considered an inquiry. But how they look at it\u2014with a \u201chard inquiry\u201d or \u201csoft inquiry\u201d (aka \u201chard pull,\u201d \u201csoft pull\u201d)\u2014could have an effect on your credit score.","title":"What is a Hard Inquiry? What is a Soft Inquiry? 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Credit Report

Two hands rest on a laptop’s keyboard behind an overlay of the word “Updating” and a progress bar. Perhaps this person is watching as their credit score updates on the screen.

Learn More About Credit Score Updates

If you’ve ever tracked your credit score, you may be curious about when it’s updated. Learn when and how your credit changes over time.

Things That Should Appear In Your Credit Reports

Will This Appear In My Credit Report? [Quiz]

Your credit reports contain useful information that paints a picture of your “creditworthiness.” But, like any type of report, credit reports don’t tell a reader the complete

Explaining what a credit bureau is and what it does

What is a Credit Bureau?

If you’ve had any experience with credit, you’ve probably heard the term “credit bureau.” It may have been when a potential lender informed you they were going to pull your credit

Infographic of hard vs soft inquiries

What is a Hard Inquiry? What is a Soft Inquiry? [Infographic]

When a potential creditor looks at your credit reports to help them make a lending decision, it is considered an inquiry. But how they look at it—with a “hard inquiry” or “soft

How Long Information Stays in Credit Reports [Infographic]

How Long Does Stuff Stay In Credit Reports? [Infographic]

Nothing lasts forever, but the information in your credit reports—both good and bad—can stick around for a long time. Just how long? It can vary from state to state and differ in

Credit Reporting Errors

6 Common Credit Reporting Errors & How to Fix Them

Your credit history is a key factor used by creditors to make lending decisions. But banks, mortgage companies, credit card issuers, and other financial institutions aren’t the

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