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<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/topics/credit-score","bottomArticles":[{"date":"Fri Jan 07 00:00:00 PST 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/07/Max-Out-Article-large.jpg","previewDescription":"People who have good credit didn\u2019t get it because they\u2019re lucky. Most folks with high credit scores share common habits that helped them achieve these scores. 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Bird’s-eye view of a man checking his laptop to see if he has pre-qualified without affecting his credit score

Does Pre-Qualification Affect Your Score?

If you find yourself tempted to “see if you pre-qualify” on a credit card company website, but you’re concerned about impacting your credit score, don’t worry. No, submitting a

Young man writing his future financial goals in a notebook

8 Tips on How to Build Credit When You're Young

Your credit score makes a difference in so many areas of life, from the rates you pay for auto insurance to the kind of mortgage you qualify for. But young people often find it hard to

What Having a Good Credit Score Means

What Is a Good Credit Score?

Credit scores—three-digit numbers used by lenders to help convey a consumer’s creditworthiness—range anywhere from 300 to 850 points. Within this range are sub-ranges

Max Out at the register holding a credit card to complete his shopping purchase

4 Habits People With Good Credit Possess

People who have good credit didn’t get it because they’re lucky. Most folks with high credit scores share common habits that helped them achieve these scores. Here are four of the

Quiz: Will This Improve My Credit Score?

Could This Improve My Credit Score? [Quiz]

Got a credit score that could use a bump? Looking to show some love to that three-digit numeral that expresses your creditworthiness to potential lenders?

Credit Wrecker: One Track Jack painting a picture of a credit card

Do I Need Installment Credit In My Credit Mix?

If you review your credit report(s)—like you should at least annually—you may notice a preponderance of revolving credit accounts, or tradelines. And the majority of those are

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