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A woman rests on her sofa, holding up a credit card while happily looking at her phone. Perhaps she doesn’t use this card often and checked to see if the account is still open.

What Happens If You Don’t Use Your Credit Card?

Discover what happens if you stop using your credit card for a few months, and how that can impact your credit score.

A smiling young woman uses her laptop at the table while holding her credit card in one hand, which may be a secured credit card to help her build credit.

Using a Secured Credit Card To Build Credit

Once you know how to use one strategically, a secured credit card can be one of the best ways to build your credit.

A woman smiles as she reads a piece of mail in one hand, while holding envelopes in her other hand. She may be reading the details of a pre-approved credit card offer.

Do Pre-Approved Credit Card Offers Affect Your Credit?

Pre-approved credit card offers might be common, but what do they really mean for you and your credit score?

A man’s laptop screen shows an application form that has been declined, which may be due to having poor credit and could come with hidden costs.

Denied by a Number: The Hidden Cost of Poor Credit

Poor credit can lead to denials, and that may lead to even more complications. Not all of them are what you’d expect.

A man works on his laptop in the kitchen as his wife looks at a collections letter with a concerned expression. She may be worried about how to remove it from her credit report.

How To Remove Collections From Your Credit Report

It’s no fun being in collections, regardless of how you got there. So how do you remove that entry from your credit report?

A man sits in front of his laptop with face in hands, looking exasperated as if he might be dealing with a hardship that credit card purchase protection could help with.

What Is Credit Card Payment Protection?

When the unexpected happens, credit card payment protection can help you stay on track. Find out the benefits, potential drawbacks, and how it works.

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