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<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/topics/debt","bottomArticles":[{"date":"Thu Jun 27 00:00:00 PDT 2019","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104377_COC_39_102673_Plans_Paying_Back_Student_Loan.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/robert-lillegard/jcr:content/data/master","previewDescription":"Student loans are a hot-button topic these days. As of 2019, 44.5 million borrowers owe a total of $1.5 trillion, and the average borrower graduates owing $28,650. Most people can\u2019t repay a debt like this immediately, but don\u2019t despair. The good news is that graduates with a four-year degree earn an average of $399 more per week than those with some college but no degree, which should make it easier to pay off those loans. 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Debt

Installment Loan Versus a Line of Credit

Loan vs. Line of Credit: What’s the Difference?

If you need to borrow money from a lender (financial institutions like banks or credit unions, not your friends or family), you have two main choices: you can take out a loan or get a

Four Ways to Prepare for a Financial Emergency

Emergency Funds & More: Preparing for a Financial Emergency

A financial emergency can occur at most any time and, if you’re not prepared, it could negatively affect your financial health, both short- and long-term. Being prepared could

A woman inserts her credit card into an ATM. She may have researched cash advances and their pros and cons before deciding it was the right choice.

How a Cash Advance Works & Its Pros and Cons

Wondering how a cash advance works? Learn the process, fees, risks, and alternatives to avoid high-interest debt. See if a cash advance is right for you.

Student loan debt can be a heavy burden on your shoulders

Preparing a Plan for Paying Back Student Loans

Student loans are a hot-button topic these days. As of 2019, 44.5 million borrowers owe a total of $1.5 trillion, and the average borrower graduates owing $28,650. Most people

Calculating how much is owed on a credit card bill

Is There a Best Day to Pay Your Credit Card Bill?

If you were hoping to learn that, say, Wednesday is the best day to pay your credit card bill, we’re sorry to disappoint you. In terms of days of the week, there really isn’t a “best”

The snowball approach to getting out of debt

Cool Debt-Reduction Strategies

Most folks who find themselves overwhelmed by debt didn’t plan on being there. Which is why taking the opposite approach and having a solid plan to get out of debt makes good sense.

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