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Financial Tips

A large pair of scissors held by Cancelina the Credit Wrecker cuts up one of her credit cards because she doesn’t understand how closing a credit card can hurt her score.

Does Closing a Credit Card Hurt My Credit Score?

Your credit card is part of your financial ecosystem. Closing it can affect your score, so it’s important to understand the repercussions before you do.

A woman holds up several $100 bills in her right hand and a credit card in her left, with a indecisive expression. Perhaps she is currently deciding whether cash or card is better.

Credit vs. Cash: Which One Actually Helps You Save More?

Deciding between using cash or a credit card can be tough. Discover their pros & cons and which is better for your situation.

Golden coins are sorted into stacks of different heights, representing how income can differ from month to month for someone with an irregular income

How To Budget With Irregular Income

Having an irregular income can come with challenges. Luckily, these budgeting tips can help set you up for financial success.

A credit counselor meets with a young couple to discuss their finances and make a plan for debt management.

What Is Credit Counseling?

When you find yourself in debt, it’s easy to panic. Sometimes professional advice from a certified credit counselor can be the lifeline you need.

An alarm clock, calculator and pile of coins are in front of a paper calendar, which has color-coded push pins placed at various dates. These objects represent the various aspects of recurring billing.

What Is Recurring Billing?

A recurring charge is a payment that repeats automatically, often monthly or annually. Learn how to manage and monitor these charges.

Little plants grow on coin stacks of increasing sizes with the biggest in a jar of money. A hand puts dirt on the largest pile, representing how you might need to get your hands dirty but you can build wealth without a high income.

How To Build Wealth Without a High Income

Even if you don’t make a lot, you can still build wealth over time. Find out how to stay on track with your financial goals.

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